Quality Real Estate Appraisals. Excellent Service.

For years, mortgage lenders and consumers, as well as other real estate professionals, have depended on our expertise to provide high-quality value estimates on all sorts of homes in Grand Traverse, Benzie and Leelanau Counties.  By continuously keeping up with local real estate trends  and staying current on valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you.

Leading appraisal experts for:

  • Primary and Secondary Mortgages
  • Private Mortgage Insurance Removal
  • Estate Planning and Valuation
  • Divorce Settlement
  • Tax Assessment Disputes
  • Retrospective Valuations
  • Employee Relocation
  • REO Valuations

North Wing Appraisal


Technology plays a prominent part in how North Wing Appraisal does business. It helps keep costs down while maintaining superb quality and responsive service.   We also believe that regardless of the business, service is the top reason a client comes, goes, repeats or gives your number to others.  We keep this in mind whether you're talking to us on the phone, in e-mail or talking in person.   Our goal is simply an unsurpassed experience for our clients.   Call North Wing Appraisal today. We guarantee you'll see the difference, too.

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.55% 4.7%
15-yr Fixed 4.01% 4.22%
1-yr Adj 2.76% 3.42%
* national averages
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Mortgage News Daily:
Mortgage Rates Moderately Higher Despite Bond Market Recovery.
6/28/2022 4:02 PM
After moving up sharply on Friday, mortgage rates weren"t significantly higher yesterday.  That represented a bit of a disconnect with underlying bond markets.  Specifically, the mortgage-backed bonds most directly responsible for mortgage rates suggested yesterday should have been worse. Now today, those same bonds suggest we should be ...Read More
Surprisingly Resilient as Range-Finding Expedition Continues
6/28/2022 3:50 PM
Surprisingly Resilient as Range-Finding Expedition Continues Bonds began the day in weaker territory but quickly began making their way back to "unchanged."  Treasuries ultimately made it back into positive territory, and MBS were close enough.  This was a surprisingly strong showing given the bum...Read More
Home Prices Still Surging, But Today"s Data is For April
6/28/2022 3:26 PM
It"s one of the perennial "yeah buts" of the two largest and most widely-cited home price indices: there data is always about 2 months old by the time it comes out.  This is the nature of home price reporting.  It doesn"t mean the data is bad or wrong--simply that it should be taken with a grain of salt given that interest rates and consu...Read More
Operational Cost, Pre-qual, Broker, Legal and Vesting Tools; News From Wholesale Channel; Housing Supply and Demand
6/28/2022 9:59 AM
You can rest assured that no animals were harmed in the making of this commentary! But the harm felt by stockholders during the last several months has not been trivial, and not only confined to lenders. As has been discussed in this Commentary, just because the open market can see their stock prices fall doesn’t mean those companies are faring any...Read More
Mortgage Rates Moderately Higher to Start The Week
6/27/2022 3:12 PM
Last week was significantly calmer than the previous week for rates (and many other things in the financial market, for that matter).  After hitting the highest levels since 2008 on June 14th, rates lurched lower through last Thursday.  Due to idiosyncrasies in the mortgage bond market, certain scenarios saw some of the best single-day im...Read More
Bond Market Defensiveness Justified by Weak Auction
6/27/2022 3:03 PM
Bond Market Defensiveness Justified by Weak Auction Coming into the domestic session, bonds were weaker without any overly compelling justifications.  Sure, we can always gather a handful of the usual suspects and paint a picture, but it would have been just as easy to do so for an unexpected AM rally....Read More
Pending Home Sales Rise For 1st Time in 6 Months
6/27/2022 2:43 PM
Pending Home Sales hit their most recent peak in October according to data reported in November, 2021 by the National Association of Realtors (NAR).  In each of the subsequent 6 months, the NAR"s Pending Home Sales Index declined until bottoming out in April at 99.2.  Apart from the first 2 months of the pandemic, that was the lowest...Read More
Sideways Range Taking Shape
6/27/2022 11:31 AM
As rates moved up from the lows seen at the end of May, we viewed it as the confirmation of the broader sideways momentum that we hoped would replace the pervasive upward momentum that had been in place for most of 2022.  As rates moved down from the long-term highs that followed the CPI scare and Fed adjustment, we knew we"d be look...Read More
New Loan Products; Sales Webinar; GSE"s New Fee, Conforming Conventional Changes
6/27/2022 9:56 AM
“I used to be indecisive. Now I"m not so sure.” Management teams at lenders and vendors can’t be indecisive in this environment. Who’s going to be right, come Q4 of this year, and Q1 of 2023, which many believe are going to be extremely painful as the purchase market seasonally slows. Are the cuts lenders are making now enough to show warehouse len...Read More
Housing is Normalizing, Not Dying; Nice Rate Rebound After Last Week"s Rout
6/24/2022 4:00 PM
In 2020 and 2021, housing boomed and rates plummeted at a pace that many considered to be unsustainable . 2022"s role is to take things back in the other direction.   In other words, things are " normalizing " after a period of frenzied movement.  The normalization process can seem scary in cases where the thing being normalized wa...Read More

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