Quality Real Estate Appraisals. Excellent Service.For years, mortgage lenders and consumers, as well as other real estate professionals, have depended on our expertise to provide high-quality value estimates on all sorts of homes in Grand Traverse, Benzie and Leelanau Counties. By continuously keeping up with local real estate trends and staying current on valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you. Leading appraisal experts for:
North Wing AppraisalAppraiserTechnology plays a prominent part in how North Wing Appraisal does business. It helps keep costs down while maintaining superb quality and responsive service. We also believe that regardless of the business, service is the top reason a client comes, goes, repeats or gives your number to others. We keep this in mind whether you're talking to us on the phone, in e-mail or talking in person. Our goal is simply an unsurpassed experience for our clients. Call North Wing Appraisal today. We guarantee you'll see the difference, too. Contact Us |
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| Processing, AML, Prospecting Tools; Pennymac"s Non-QM News; LOs and Database Importance | ||
| 9/3/2025 10:40 AM | ||
| “Twas the third of September, the day I’ll always remember… Wherever he laid his hat was his home, and when he died, all he left us was a loan…” Okay, maybe it was “alone.” Residential lenders aren’t alone out there. Our fates and fortunes often move in tandem with commercial lenders, so it is worth noting that the delinquency rate on Commercial Mo...Read More | ||
| JOLTS Data Bringing The Buyers | ||
| 9/3/2025 9:12 AM | ||
| Bonds were flat to just slightly stronger in the overnight session but a noticeable rally is underway following the JOLTS data (job openings and labor turnover survey). This is a new cycle low for job openings, just barely dropping below the level reported in April 2025 (for March). MBS have gained about an eighth of a point since the data ca...Read More | ||
| Still in The Range as Bonds Wait For Bigger Influences | ||
| 9/2/2025 3:33 PM | ||
| Still in The Range as Bonds Wait For Bigger Influences Bonds were noticeably weaker to start the new month with most of the losses arriving after the start of European trading overnight. Indeed there was strong correlation between EU sovereign debt and Treasuries--especially at the EU opening bell. Some new...Read More | ||
| Mortgage Rates Slightly Higher to Start September | ||
| 9/2/2025 2:57 PM | ||
| Mortgage rates are based on bonds and bonds can do funny things on the first and last trading days of any given month. One of the most common "funny things" involves a decent amount of market movement for no apparent reason. In truth, there are always reasons, but on the first/last trading day of the month, they aren"t the normal reasons (such as a...Read More | ||
| Loss Mit, Data Mining, Pre-Approval Letter Tools; jumbo, HELOC, Non-Agency News; Watch Those Student Loans | ||
| 9/2/2025 10:37 AM | ||
| What’s old is new again? In Vermont, one man is refurbishing payphones for people to use for free. Very cool. Debt isn’t old or new, but how we treat it is. On today"s episode of Advisory Angle at 2PM ET, STRATMOR experts Garth Graham, Nicole Yung, and Sue Woodard explore how home equity fits into today’s mortgage landscape. With refinancing largel...Read More | ||
| Bonds Dealing With Holiday Hangover Despite Friendly Data | ||
| 9/2/2025 9:31 AM | ||
| The Tuesday after Labor Day can have a mind of its own when it comes to financial markets--especially if it also happens to be the trading day of the month. Last week"s month-end trading environment gave bonds an artificial, temporary boost and some of this morning"s weakness could simply be due to the type of reversal often seen at the start of a ...Read More | ||
| Calm Day to End A Calm Week | ||
| 8/29/2025 3:21 PM | ||
| Calm Day to End A Calm Week While Friday itself may not have resulted in a rally for the broader bond market, it was nonetheless just as calm as any other day this week in terms of volatility. That"s a bit more impressive considering it was the only day with big-ticket econ data. Overall, the week was marke...Read More | ||
| Rates End Week at Best Levels; Next Week Could be Huge | ||
| 8/29/2025 1:30 PM | ||
| It was a very slow and steady week for mortgage rates. On all 5 days, the average top tier 30yr fixed rate moved by 0.02% or less. This is a small enough change that the average borrower wouldn"t see any detectable difference in a loan quote from one day to the next. But due to most of the changes being toward lower rates, Thursday and Friday...Read More | ||
| PCE Inflation Offers No Surprises | ||
| 8/29/2025 10:44 AM | ||
| There are two big picture inflation reports in US that address consumer prices: CPI and PCE. Of the two, PCE is broader and more highly regarded by policymakers. The downside is that it comes out about 2 weeks later for the same month of price data. PCE is also easier to forecast due to other inflation data being out earlier in the month. As such, ...Read More | ||
| Loan Calculator and Verification Tools; Event Calendar; Insurance Costs; Mortgage Banking Bound Interview | ||
| 8/29/2025 9:17 AM | ||
| “The hardness of the butter is proportional to the softness of the bread.” Proportionality is important, whether in a restaurant or in a lender watching adjustable-rate loans (where the market favors credit unions and banks). With short-term rates dropping relative to long-term rates, the adjustable-rate mortgage market share has increased. Lenders...Read More | ||
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