Quality Real Estate Appraisals. Excellent Service.For years, mortgage lenders and consumers, as well as other real estate professionals, have depended on our expertise to provide high-quality value estimates on all sorts of homes in Grand Traverse, Benzie and Leelanau Counties. By continuously keeping up with local real estate trends and staying current on valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you. Leading appraisal experts for:
North Wing AppraisalAppraiserTechnology plays a prominent part in how North Wing Appraisal does business. It helps keep costs down while maintaining superb quality and responsive service. We also believe that regardless of the business, service is the top reason a client comes, goes, repeats or gives your number to others. We keep this in mind whether you're talking to us on the phone, in e-mail or talking in person. Our goal is simply an unsurpassed experience for our clients. Call North Wing Appraisal today. We guarantee you'll see the difference, too. Contact Us |
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| Bonds Positioning For Weaker Jobs Report? | ||
| 9/4/2025 2:54 PM | ||
| Bonds Positioning For Weaker NFP? One of the best things to understand about the jobs report is that the payroll count can go BIG in either direction, regardless of what the other data or labor market trends have been suggesting. Today"s data suggested a predictable level of labor market weakness. This isn"...Read More | ||
| Mortgage Rates Hit Another 2025 Low Ahead of a Potentially Volatile Friday | ||
| 9/4/2025 2:22 PM | ||
| The jobs report is the most important scheduled event each month as far as interest rates are concerned. The last installment helped get the average 30yr fixed rate down from 6.75 to 6.50 because it came out much weaker than expected (in addition to revising the previous two months lower as well). The shift in the labor market outlook led the mark...Read More | ||
| Corresp. and Wholesale, Credit, AI Asst., Warehouse Products; Events and Training | ||
| 9/4/2025 10:46 AM | ||
| “Apparently you can’t use ‘beef stew’ as a password. It’s not stroganoff.” How’s your privacy? Or another question: Why wouldn’t you tell your recent borrower to freeze their credit after the loan was done? TransUnion has filed data breach disclosures. According to the filings, this data breach, affecting millions of TransUnion customers through Sa...Read More | ||
| Mixed Data. Mixed Reaction | ||
| 9/4/2025 9:33 AM | ||
| Thursday morning"s slate of econ data was the most active of the week with claims, layoffs, ADP, and ISM Services (also the Trade Gap and Labor Costs, but those aren"t really in the "market mover" category). Ironically, almost all of today"s movement happened in the overnight session whereas the mixed data has seen a broadly sideways reaction....Read More | ||
| Straightforward Data-Driven Rally | ||
| 9/3/2025 3:21 PM | ||
| Straightforward Data-Driven Rally It proved to be an incredibly straightforward day for the bond market. Trading levels were roughly unchanged in early trading. Friendly Fed comments provided a modest boost, but it was the JOLTS data that clearly set the tone. With job openings hitting the lowest leve...Read More | ||
| Mortgage Rates Officially Hit 11-Month Low | ||
| 9/3/2025 2:42 PM | ||
| October 3rd is a date that has come up many times in the past month of mortgage rate coverage. That"s because there"s been a veritable chasm between the rates on that day and every other day since then. Why? October 4th"s jobs report caused an uncommonly large rate spike with the 30yr fixed average moving from 6.26 to 6.53 in a single day. An...Read More | ||
| Refi Demand Improves While Purchase Applications Edge Lower | ||
| 9/3/2025 2:35 PM | ||
| Mortgage applications decreased modestly last week, with overall volume slipping 1.2%. The Mortgage Bankers Association’s weekly survey showed a decline in the seasonally adjusted Composite Index for the week ending August 29, 2025. “Mortgage rates declined last week, with the 30-year fixed rate falling to its lowest level since April at 6.64 perc...Read More | ||
| Processing, AML, Prospecting Tools; Pennymac"s Non-QM News; LOs and Database Importance | ||
| 9/3/2025 10:40 AM | ||
| “Twas the third of September, the day I’ll always remember… Wherever he laid his hat was his home, and when he died, all he left us was a loan…” Okay, maybe it was “alone.” Residential lenders aren’t alone out there. Our fates and fortunes often move in tandem with commercial lenders, so it is worth noting that the delinquency rate on Commercial Mo...Read More | ||
| JOLTS Data Bringing The Buyers | ||
| 9/3/2025 9:12 AM | ||
| Bonds were flat to just slightly stronger in the overnight session but a noticeable rally is underway following the JOLTS data (job openings and labor turnover survey). This is a new cycle low for job openings, just barely dropping below the level reported in April 2025 (for March). MBS have gained about an eighth of a point since the data ca...Read More | ||
| Still in The Range as Bonds Wait For Bigger Influences | ||
| 9/2/2025 3:33 PM | ||
| Still in The Range as Bonds Wait For Bigger Influences Bonds were noticeably weaker to start the new month with most of the losses arriving after the start of European trading overnight. Indeed there was strong correlation between EU sovereign debt and Treasuries--especially at the EU opening bell. Some new...Read More | ||
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